250-262-7496dan@remaxaction.ca

Dan Petersen

Committed to going the extra mile and ensuring that all of your needs are successfully met in a professional and honest manner. For Service and Commitment, let me help guide you with your next purchase or sale.

 

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Are you ready to become a homeowner? As a first-time home buyer, you are eligible for the federal home buyer's program.

Have questions? Contact me for answers!
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When you purchase or gain an interest in property that is registered at the Land Title Office, you or your legal professional must file a property transfer tax return and you must pay property transfer tax, unless you qualify for an exemption. In most cases, property transfers are completed by a legal professional.

The property transfer tax is based on the fair market value of the property (land and improvements) on the day it was registered with the Land Title Office, unless you qualify for an exemption or purchase a pre-sold strata unit.

Property transfer tax should not be confused with annual property taxes. Annual property taxes are paid yearly to your municipal or rural tax office for each property you have a registered interest in to fund services in your area.

General property transfer tax

The general property transfer tax applies for all taxable transactions. The general property transfer tax rate is:

1. 1% of the fair market value up to and including $200,000

2. 2% of the fair market value greater than $200,000 and up to and including $2,000,000

3. 3% of the fair market value greater than $2,000,000

Further 2% on residential property over $3,000,000

If the property has residential property worth over $3,000,000, a further 2% tax will be applied to the residential property value greater than $3,000,000.

If the property is mixed class (such as residential and commercial), you pay the further 2% tax on only the residential portion of the property.

If the property includes land classed as farm only because it is used for an owner’s or farmer’s dwelling, up to 0.5 hectares will be treated as residential property.

Additional property transfer tax

If you’re a foreign national, foreign corporation or taxable trustee, you must also pay the additional property transfer tax on the fair market value of the residential portion of the property if the property is within a specified area of B.C.

Have questions? Contact me with to find answers.
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FOR SALE: 10479 103 St, Taylor, BC
MLS#: R2644868
 
A nice 3 bedroom 2 bathroom modular with vaulted ceiling, new flooring in the living room, freshly painted!
 
Click Here to View Full Listing

The master bedroom has ensuite and walk in closet. Laundry room has outside access and sink! Kitchen has vinyl plank flooring, with lots of cupboards and counter space.
 
Yard is fully fenced and comes with shed! All at a great price with mortgage payments of $810/month OAC. New HWT 2020.
 
Contact me with questions & to book a private showing!
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With February around the corner, it's time to reflect on the month and implement strategies for next month to get yourself to where you want to be next. If you start and make a decision today, you could start seeing the benefits sooner than you think!

Have questions about how the current market trends impact your home buying or selling decision? Contact me to have a conversation to help motivate you to make a decision!
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Looking for your first home? This 3 bedroom, 2 bathroom home with a big backyard is waiting for you to add the finishing touches and updates! Most of the windows have already been updated.


Click here to View Full Listing


Contact me with questions & to book a private tour!

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Considering selling? Consider the following guide as you prepare to list & contact me with your questions!
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That's right, I'm here for you - whatever it is! Ready to have a sold sign on your front lawn? Contact me today!
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RE/MAX Agents work in the communities we live in and lead the industry locally and across Canada in sales thanks to our advanced real estate education and understanding of the market. We're experienced pros, from listing to closing, and lead a network doing what leaders do best!
 
With our education, market experience, extended local, national, and international network, RE/MAX Agents are better qualified to help you buy and sell in Fort Saint John & Taylor, BC.
 
If you're ready, you know who to call!
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The Canadian government’s Home Buyers’ Plan (HBP) lets you borrow money from your RRSP if:

1. you're a first-time home buyer; or
2. you’ve lived separately and apart from your spouse or common-law partner for at least 90 days and started living separately and apart anytime in the preceding 4 years as a result of a relationship breakdown (conditions apply).

If you’re looking to buy, build or maintain your primary residence, you can use this money for your down payment, closing costs, or both.

You can withdraw up to $35,000 from your RRSP per calendar year. Spouses or partners may also each withdraw up to $35,000 per calendar year — $70,000 in total. The borrowed funds must be in your RRSP for at least 90 days before taken out. Withdraw the money no later than 30 days after the closing date.

You can borrow money from your RRSP tax-free if you pay it back to your RRSP starting no later than the second year after the withdrawal date. Pay back the full amount within 15 years, through regular payments. Every year, the government sends you a statement summarizing what you repaid and what's outstanding.

Want to discuss how this impacts your home buying decision? Contact me with your questions and to find the answers your looking for.
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#MidweekMotivation

It's not just about overcoming external obstacles.. sometimes it's about overcoming your own mind! Believe it or not but simply getting started on something is already an accomplishment.

So if you've been thinking, researching comparable homes, and are finding interest in the stats of the market, contact me to have a further discussion! I'd love to help guide you towards making your real estate dreams a reality.
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What does this mean for those of you thinking of selling your home this year?
 
In a seller's market, there's a shortage of inventory and more potential buyers than homes available. That means there is the potential for more buyers to be bidding on the same property resulting in multiple buyer situations and bidding wars... Meaning you could walk away with more than what you originally were asking for.
 
Want to know more? Contact me for a complimentary market evaluation of your home!
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Start fresh in the new year with a home refresh! Whether you need a midwinter boost or you’d like to get organized, January is a great time to enhance your living space. Check out the information for useful ideas and tips on how you can revive and revamp your home.

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Sometimes it's not the easiest to qualify for a mortgage on your own because of tougher qualification rules and higher-priced homes.
 
It still may not be enough to qualify even with a great job, a good income, a large down payment, and amazing credit.
When lenders punch the numbers, the calculations may say that too much of your income will be needed for core homeownership costs like your mortgage payment, the property taxes, heating & electrical bills, and condo maintenance fees (if applicable).
 
To put it simply, this means that your debt service ratios are too high and you will need extra help to qualify. But don't worry, you do have options!
 
A co-signer can take place in two ways:
 
1. They become a co-borrower meaning they buy the home alongside the primary applicant, their credit history and income are added to the application, they're placed on the title of the home, and are considered equally responsible for the debt.
 
2. They become a guarantor meaning they're backing the loan and promising you’ll pay it back on time but are responsible for the loan if the primary applicant can't repay the debt.
 
Have questions about mortgage co-signing? Contact me for answers & to make your real estate dreams a reality.
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The only person holding you back from achieving the things you want is YOU! No better time than the present to work on your goals and find success!

If you or someone you know is in the market to buy or sell, please introduce us! I'd love to have a conversation about what's motivating you at this time!
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Are you part of the 80%? When you work with a Full-Service Agent, you work with someone who works in the communities you live in and who are a leader in understanding the market. We're experienced pros, from listing to closing, and do what we do best! Contact me with your buying or selling questions. I'm here and always ready to serve!


Click here to learn more!

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Monday mornings are a great time to pause to allow yourself to get into a headspace that allows you too flourish. Here's a few mindful habits to help you kick start your week!
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Saving for a down payment can feel overwhelming at times and it's best to be in the know of where your money is going! That way you can stay within a budget and save faster.
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For Sale: 11714 98A Street, Fort Saint John, BC
MLS#: R2636223

Fresh Renovations! The flooring on the main floor has just been replaced!

This 4 bedroom, 3 bathroom 1/2 duplex is move in ready. Located in Evergreen Estates this spacious 1/2 duplex starts with a large spilt entry way, upstairs has vaulted open concept living/dining area with a kitchen with lots of cupboards & counter space, as well the stove, microwave and fridge are new, the dishwasher was replaced last year. The Master bedroom has a full ensuite, with a large walk-in closet and access to the back deck.

The basement has 2 bedrooms, storage, den, a large family room and laundry/utility room with front load washer/ dryer. The home has a fresh coat of paint!

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A new year of new opportunities! 365 days to do what you've always wanted to do. There are no exceptions to finding success and happiness this year and that includes fulfilling your real estate dreams! Whether you're downsizing, upsizing, or investing in to a secondary property, I'm here to help YOU achieve exactly what you envision for yourself.
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Have you thought about your resolutions? Is this something you take part in? If so, here are tips to help you keep to your new years resolutions!
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